Capital Markets & Ratings Analyst (Charlotte (Hybrid) or Remote)

Where you’ll work:
Our flexible, hybrid work model offers the option to work remotely or in the office.

How you’ll contribute: 
As a Capital Markets and Ratings Analyst you'll be responsible for supporting efforts related to management of capital structure and rating agency activities. This position may require frequent interaction with senior management across Treasury, Risk, Investments, Finance, Actuarial, and other functional areas focusing on capital structure and related metrics (leverage, coverage) and capital markets activity.

In this role, you’ll get to:

• Understand the financing plan and support the execution of the target capital structures for the company and its subsidiaries in line with business objectives and risk appetite
• Support execution of financing strategies for debt and equity transactions based on financing plan, the company’s financial performance, capital markets environment, and other relevant considerations
• Validate data and calculate debt and capital structure metrics (cash, free cash flow, leverage, coverage) of the company
• Assist with maintenance and operation of capital structure, cash, and free cash flow models
• Assist with development of board and management presentations including capital structure and ratings presentations
• Support management of relationships with credit rating agencies, including modeling credit agency metrics, supporting preparation for rating agency meetings, and other ad hoc items
• Research and analyze peer financials, industry and market data
• Assist with execution of capital return strategies including share repurchases 
• Support execution of ongoing Treasury processes and reporting, including weekly dashboards, quarterly financial reporting, and other ad-hoc deliverables

We’re looking for people who have: 

• Undergraduate degree in related discipline required; MBA, CPA, and/or CFA strongly preferred
• 1-3 years of experience with increasing responsibilities related to capital structure and rating agencies 
• Professional depth in core areas of required expertise, such as capital markets transactions, capital structure modeling, including experience modeling balance sheets and statements of cash flows
• Ability to manage relationships with people up, across and down the organization
• Advanced knowledge of MS Excel, Word and PowerPoint
• Experience in corporate financial planning and analysis, corporate accounting, and/or treasury function preferred

Research shows some people may not apply for a role if they don’t check all the boxes of a job description. If you don’t check every box listed, that’s okay. We would love to hear from you.

What you’ll receive:

• Compensation – Base salary ranging from $75,000 - 85,000 plus competitive performance-based incentives determined by company and individual results
• Flexible Work Environment – Work remotely or in the office to better thrive in all areas of life.
• Paid Time Off – Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time.
• Financial Health – Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%), 15% employee stock purchase plan discount, and financial counseling services.
• Health and Wellness – Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family.
• Family Support – Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey.
• Life and Disability Support – Gain access to company-paid basic life insurance and short-term disability insurance.
   

The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We’d love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company.

Why join us?
Brighthouse Financial is on a mission to help people achieve financial security. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they’ve earned and ensure it lasts.

We empower employees to collaborate, bring their passion to work, and make an impact. Our inclusive work environment fosters a culture that celebrates diverse backgrounds and experiences. You can find out more about our company culture by visiting brighthousefinancial.com/about-us/careers/.

We’re proud to be one of the largest providers of annuities and life insurance in the U.S.* and recognized as one of the Healthiest Employers of Greater Charlotte by Healthiest Employers. We’re also honored to be named to Newsweek’s list of Most Trustworthy Companies in America.
 

* Ranked by 2022 admitted assets. Best’s Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2023.

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